Invest & Flourish with Bloom
Investing with Bloom
Empower your wealth journey
Investment services to suit you
Unlocking the potential within you is key to fostering growth and mastering your wealth effectively. Our experienced portfolio managers are dedicated to providing expert guidance and support on a transformative journey towards financial empowerment. We offer a wide range of specialised investment services meticulously crafted to cater to the diverse and unique needs of individuals, families, trusts, charities, local communities, and companies alike. Trust us to help you navigate the complex world of finance with confidence and success.
Your options with Bloom are plentiful
Sustainable Investing
Investing sustainably allows you to make a positive impact with your money. From avoiding harmful companies to actively supporting businesses that align with your values, sustainable investing empowers you to create a better future for both society and the environment. Support the practice of considering ESG factors in your investment decisions and be the change you wish to see in the world.
Empowering individuals to align their wealth strategy with sustainability is a powerful way to make a difference. Collaborating with our skilled advisers, we will discover the perfect harmony for you, integrating your values into your financial decisions. Leveraging the insightful analyses of international research teams, we will uncover solutions that resonate with you. Let's inspire you to delve deeper into companies by using our unique framework to evaluate sustainability factors. We can highlight how companies excel in ESG factors, including environmental, social, and governance criteria. Discover the magic of seeing companies through a sustainability lens!
Let's explore some of the ESG factors that inspire our analysis of companies.
– Environmental impact: Carbon emissions, resource usage, pollution, toxic waste, and biodiversity impact.
– Corporate Social Responsibility: Product quality, community support, supply chain labor standards and privacy/data protection.
– Governance practices: Board skills and expertise, alignment with stakeholders, corporate culture and ethics, and quality of disclosures.
We closely monitor businesses and have frequent professional discussions with their leadership teams to enhance our sustainability assessments. We adapt our sustainability perspectives to support and guide you in choosing investments that reflect your values. From us to you: We want to help you build strategies for investing that aim to balance social, ethical and environmental objectives with financial returns.
Wealth Management
For our professional financial planning offerings, we assist you across five (5) key focus areas - namely asset management, risk management, wealth accumulation, wise positioning of your assets and wealth distribution..
Building and safeguarding family wealth is something we understand.
We are always thrilled to work with our wonderful clients, who represent the vibrant diversity of our communities. Our goal is to partner with you in safeguarding and enhancing your finances. Rest assured that we will listen closely to your needs and aspirations, both for today and for the generations to come.
We understand that family wealth comes with complexities that are important to address. Knowing the values and relationships at the core of your family’s wealth helps us assist you in making decisions and developing a tailored plan. Our goal is to build a relationship based on open communication, integrity, and trust to empower you to focus on what truly matters.
We accept that dealing with family wealth – at times – can be a complex matter. We are dedicated to understanding the relationships and values that shape your distinctive family’s wealth. Whether you need guidance in setting up an investment framework, scenario planning or alternative assets, our advisory team can help. Our approach focuses on communication, trust, integrity and thorough analysis.
We also assist for-purpose organisations in safeguarding and increasing their wealth for the benefit of communities at large. Local funds, authorities, societies, endowment funds, foundations, community funds and charitable trusts are all included in this.
Transactional Services
Based on the investment authority you've granted us, our team of experienced professionals diligently manage your investment portfolio on your behalf, conscientiously monitoring the market trends and making well-informed decisions to optimise your returns. In addition to expertly handling your investments, we also ensure to keep you well informed with regular updates, comprehensive reports, and strategic insights to keep you abreast of your financial growth journey. Your trust in us empowers us to go the extra mile, providing you with personalised, splendid service that prioritises your financial well-being and long-term success.
Transact with access to research (custodial service, web, client portal and app access): Investment Administration Services (IAS)
You choose the securities to invest in whilst we look after the administration.
Our Investment Administration Service combines our Broking Service with our custody service. You will be able to actively control your investments and decision making, whilst we look after the administration. You will have access to our specialist expertise and research-based advice, but you are in complete control. The Investment Administration Service provides you with direct access to global markets and you can hold your portfolio in one or more accounts. It is an ideal service for those seeking independent support for investment decisions, with access to the latest research on markets and securities.
Executing transactions at your request: Broking (sharebroking)
You are in complete control; you choose the securities to invest in and manage your own portfolio. Our Broking Service gives you access to our specialist expertise and objective, research-based advice. You will be able to actively control and manage your own investments and administration.
Add-on services: Cash Management – Foreign Exchange
Our complementary multi-currency interest bearing cash management service will give you electronic settlement of your transactions. Making and receiving payments is simple and efficient. Our forex service enables transactions in all major currencies.
Managed Services
Private Portfolio Management – Premium Advisory
Taking care of it all on your behalf (fully managed portfolio): Discretionary Investment Management Services (DIMS)
Your adviser manages decisions based on agreed investment parameters.
Investment decisions are made by qualified advisers while you choose the parameters for your investments – and we handle the day-to-day administration of your portfolio. Investment parameters include your objectives, the nature and types of investments that may be made, along with details of any limits that exist on any assets or types of assets, and any performance benchmarks to be applied. This allows your adviser to react faster to suitable opportunities and takes away the pressure of making the decisions yourself.
Supporting you in your investment choices (build your own portfolio): Managed Portfolio Service (MPS)
Your decision is required before your adviser will act on any recommendations.
Investment advice, to help you make informed decisions. This option enables you to have the final approval over the investment decisions that are recommended by your qualified adviser.
Based on your objectives, we recommend a customised strategy to suit you. Once agreed, we will create a tailor-made investment portfolio that is specific to your needs. Your adviser will regularly review and monitor your portfolio against your objectives, following our investment process and drawing on the expertise of our in-house research team.
The control remains with you; we take care of all the necessary actions.
Premium Advisory
Bloom’s Premium Advisory Service brings together all areas of our expertise, advice, administration and reporting. You make the investment decisions supported by our latest research and personalised advice. We take care of the day-to-day administration of your portfolio and provide the advice you need to make confident investment decisions. Your investment adviser is on call to transact and place orders, while you retain full control of how your money is invested.
We offer exceptional personalised advice if you’re looking to achieve financial success in the world of investing. We’ll work together to create a tailored wealth strategy that considers your specific circumstances, giving you as much or as little involvement as you’d like.
Investment Options
There are plenty of investment alternatives on offer:
– Equities (stocks): Use equities to access opportunities for capital gains and dividends.
– Cryptocurrencies: Increasingly, investors use cryptocurrency as part of their diversification; some see crypto as offering protection against inflation.
– Investment Funds (tailored fund portfolios): Our focus is on Exchange Traded Funds (ETFs) as part of a diversified investment portfolio.
– Cash Management: Earn interest while you save or plan; place your money at call for easy access enabling you to take swift advantage.
– Fixed Interest (TDs): A foundation of many client portfolios; a straightforward investment approach that can be lower risk.
– Commodities (alt investments): Benefits of commodity market investments include lower volatility, hedging against inflation or geopolitical events.
– Real Estate: For appreciation over time, investing in real estate allows for diversification of other investment strategies in your portfolio(s).
– Active Income Securities (bonds): In some circumstances, bonds can be used to help manage the risk created by exposure to high growth assets.
– Margin Lending: Access even greater investment potential; use the equity in your portfolio(s) to take advantage of opportunities as they arise.
– Helping you start your investment journey:
Regardless of your age or goals, our "getBlooming" service is designed to simplify investing for novices.
Corporate Services
Creative solutions for institutional and corporate clients.
We have a strong track record in the fields of financial markets, corporate advisory and research. Leveraging our sound expertise and substantial understanding of local and global markets, we provide tailored solutions for your company.
– Investment Banking: Dedicated local teams and the strategic partnership with J.P. Morgan, empower us to help execute and settle business deals.
– Mergers & Acquisitions (M&A): Advice on corporate acquisitions, mergers, divestments and other strategic transactions is offered by our team.
– Institutional Equities (Broking): Our ECM solutions include assistance for IPOs, follow-on offerings, rights issues and block trades.
– Research Portal: We help unleash the potential of our Institutional clients by tapping into profound research with access to analysis and models.
Global Markets
Access the largest stock exchanges in the world.
According to the World Federation of Exchanges (WFE), the largest stock exchanges in the world spanning approximately €95 trillion in market capitalisation – covering more than 95% of the world's total market capitalisation. The five (5) biggest exchanges make up ca. 60% of global market capitalisation. The Asia Pacific region is home to 10 of the world's Top-25 exchanges, while the Americas account for close to 50% market share.
Today, there are roughly 80 major stock exchanges – combined worth of around €100 trillion in value. The world’s Top-2 exchanges, NYSE (New York Stock Exchange) and the Nasdaq, command more than 40% of global market capitalisation. Despite the rapid growth of emerging economies, the US continues to lead capital markets by a wide margin – even as countries such as India see considerable growth surpassing the UK in recent times.
